“I am happy I found Crennen Company insurance. I need business insurance for my new restaurant and they got it done quickly and efficiently. They sent me several different companies to choose from and the following year they even searched out a better policy for me with a lower rate. I have all my insurance with them now and it has made my life easier.”
Running a restaurant or food service business is hard work. When you’re already busy with daily operations from purchasing fresh ingredients, creating new recipes, to training staff, it’s hard to find time to analyze insurance policies and pick one that covers your risks and fits within your budget.
For over 60 years, Crennen & Company has earned a reputation for in-depth industry knowledge and great customer services among the restaurant community in Colorado. Here we give you a quick break-down of the business insurance coverages that restaurant owners like you typically need.
Top Risks in the Food Service Industry
- Food Spoilage (a Business Liability risk)
- Liquor Liability
- Slips and Falls (a Business Liability risk)
- Fire Damage (a Property Liability risk)
- Broken Equipment/Tools (a Property Liability risk)
- Employee Injuries
Fundamental Coverage for Restaurants
- General Liability Insurance: Restaurant owners will benefit from an adequate General Liability Insurance that protects your business from alleging injuries and property damage caused by accidents and oversights.
- Commercial Property Insurance: Critical protection for damaged or lost property, including your restaurant, ovens, stoves, plates, and more – whether you own them or lease them.
- Workers Compensation Insurance: Required by law, Workers’ Compensation Insurance protects your business against the high cost of work-related injuries and risks – Crennen & Company can help you determine an adequate level of coverage for your restaurant.
Additional Insurance Options
- Commercial Auto Insurance: A no brainer coverage for caterers and restaurants that offer food delivery services. Even if you don’t offer food delivery, you and your employee may still need to use your car/truck to pick up ingredients, supplies, or go to business meetings.
Other Restaurant Insurance Policies to Consider:
- Business Owners Policy (BOP)
- Liquor Liability Insurance
- Data Breach Insurance
- And more…