restaurant employee workers compensation
retail employee workers comp

Workers Compensation Insurance

What is Workers Compensation Insurance?

Workers Compensation Insurance is a state-mandated insurance that provides benefits to employees for work injuries or illnesses including medical care, lost wages, and more. It’s also known as “Workmen Compensation Insurance”.

Who needs Workers Compensation Insurance?

For any Colorado businesses with employees, Workers Compensation Insurance is required by law since 1915.

What does Workers Compensation Insurance cover?

The Workers Compensation Insurance provides coverage for both full-time and part-time employees for work related injuries and illnesses.

In addition, the Workers Compensation Insurance acts as a safety guard against lawsuits. In most cases, it precludes the employee from suing his or her employer for the injuries covered.

How much does Workers Compensation Insurance cost?

The cost of Workers Compensation Insurance depends on the occupation, the size of your payroll, previous claim history, and more.
Give us a call, and we are happy to help you find a Workers Compensation Insurance policy that meets your need.

Workers Compensation Insurance for Specific Industries

Construction / Contractors

In the construction business, there is no shortage of potential hazards and risks that workers face. While proper PPE and safety training help reduce the chance of work-related injuries and illnesses, accidents happen all the time. An adequate Workmen Compensation Insurance is an essential protection against the medical expenses and/or lost wages related to an employee’s injury or illness.

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Restaurant & Food Services

Employees are the pulse of any food service business, and their responsibilities come with added risks. With Workers Compensation Insurance, you can provide a safe work environment for your employees and protect your restaurants against the potentially high cost of work injuries, illnesses, and other unpreventable events.

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Commercial Building / Commercial Property

Commercial real estate companies rely on their employees to manage daily business operations. Even if your business is in a low-risk office environment, accidents and unexpected events occur without warning. In the events that such accidents happen and employees are injured, your Workers Compensation Insurance steps in to cover the necessary medical care, wages from lost work time, and more.

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Retail Business

In the retail industry, employees are the backbone of the business. Workers Compensation Insurance is a business protection plan that helps you cover some of the unavoidable risks that your staff face. It provides coverage to offset the financial costs associated with your employees’ job injury and/or illness.

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Talk to an Agent

Our agents can help you find the right Workers Compensation Insurance Coverage and other business insurance policies. Fill out the form, and we will get in touch with you within 24 hours.

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